Did you know that there are a lot of Discounts available for Seniors?. Some are for people 50 and older, some 60 and older. In addition to local discounts for Seniors in your locale, we thought it would be nice to share with you the Senior Discounts that are available across the United States.

Let's face it, some surprises can be good, like a raise at work, news of a pregnancy in the family, or having a winning lottery ticket. But many surprises are not good news, such as unexpected car bills, rate hikes, or medical test results. Medical bills and skyrocketing Medical Costs can be terrifying to many people. The Medicare Advance Beneficiary Notice (ABN) is designed to prevent such surprises. If you’re a Medicare beneficiary, understanding the ABN (Advance Beneficiary Notice), is important.

Yes, it makes just plain old good, common sense to work with a Medicare broker. They can explain things in an easy-to-understand manner, after all, we all know Medicare is confusing as all get out. You get to lean on a broker's years of experience and knowledge, and it does not cost you a single penny.

This ALL ABOUT IRMAA ARTICLE is meant to educate you on what IRMAA is as it relates to Medicare. IRMAA is an acronym for Income-Related-Monthly-Adjustment-Amount

This is the second article I have written about Medical Alert Devices in the past few years and this time I am writing it from a totally different perspective with a completely different point of view. As with all of my articles, I hope you find this information to be timely, helpful, informative, and educational. If anyone has any questions or comments I am happy to receive your feedback.

Remember that while Medicare typically covers joint replacement surgery for RA, there may be certain out-of-pocket costs such as deductibles, coinsurance, and co-payments.

If you’re 65 or older, you are eligible for Medicare, you may choose employer coverage instead of Medicare if you or your spouse is actively employed and your employer offers creditable health insurance. Generally, if your employer has over 20 employees, Medicare considers their Group Health Plans to be creditable. But, if your employer has less than 20 employees, then Medicare does not regard your Group Health Plan to be creditable. In this case, you should consider dropping your Group Health Plan and enrolling in Medicare at 65.

Prior Authorization is used by Medicare to ensure that certain medical services or prescription drugs meet specific criteria for coverage before they are approved and paid for. Prior Authorization rules are put into place as cost savings measures. Medicare simply wants to ensure that every Medical Procedure is medically necessary for the beneficiary's health.

Getting started in a Medicare Part D Drug plan is generally, easy and straightforward. but, there are instances when signing up for a Part D plan can test the patience of Angels and Saints.

No, not all doctors in America accept Medicare. There are a few that do not accept it, but the overwhelming majority of physicians and other Healthcare professionals do accept Medicare.

Suppose you are a Medicare beneficiary with a high annual income. In that case, it may be a shock to realize your Medicare Part B and Medicare Part D premiums are higher than you initially thought they would be. This difference in premium reflects your Income Related Monthly Adjustment Amount (IRMAA).

Everyone who is approaching Age 65 and some of you who have decided to continue working past age 65, eventually have to begin understanding and dissecting the elephant in the room known as Medicare. I know firsthand how confusing Medicare can seem to people, but it is not anything to get too worked up over. In the long run, Medicare is a fairly simple program, provided you have a good teacher to explain the ins and outs to you, which is exactly what I hope to do in sharing this article with you.

Medicare reimbursement may be necessary if you pay a claim out-of-pocket and should receive coverage through Medicare. While it is not common to need Medicare reimbursement, you still may find yourself in this situation. In this article we discuss filing a Medicare claim.

You may find yourself asking, what is Medicare? Medicare is the National Health Insurance Program for Americans aged 65 and over or those who meet particular eligibility criteria.

Is Assisted Living covered by Medicare? No, Assisted living facilities are often referred to as Long Term Care Facilities. These facilities cater to individuals requiring non-medical custodial care and aid with daily activities that they can not perform on their own, unassisted. These ADL (Activities of Daily Living) consists of Dressing, Bathing, Medication Management, Getting in and Out of a Chair or a Bed, Walking independently, Going to the Restroom, and Eating.

There are important distinctions in each case, so today's article is just a quick guide in comparing independent Medicare brokers & captive Medicare agents. If you have any questions, please reach out to me directly at mike@bradenmedicare.com, or you can contact me 24/7 via our website at www.bradenmedicare.com.

The first step to receiving Medicare benefits is to enroll in the health insurance program. We break down the three ways you can enroll and the enrollment process timeline.

The 2024 Medicare costs were just released for the 2024 Medicare Plan Year which begins on January 1st, 2024. The good news is, although there are many price increases, they are all fairly reasonable and they do not eat up all of the COLA (Cost Of Living Adjustment) that Social Security is giving everyone in 2024.

Cigna, long recognized as a Global Leader in Healthcare, recently announced the sale of its Medicare Division. This includes their Medicare Part D Plans, Medicare Advantage Plans, and their Medigap/Medicare Supplement plans to Health Care Service Corporation (HCSC).

For those individuals who are approaching age 65 and for those who have delayed their Medicare Part B enrollment, this article is for you. Enrollment is automatic if you get Social Security. Otherwise, you need to apply for Medicare.

The short answer is yes, however, you can only do this during certain times of the year and there are a few trap doors you need to navigate, but if you are truly unhappy or dissatisfied with your Medicare Advantage Plan this Article is definitely what you need to read.

I have spoken to just about every one of my clients at some point regarding retirement. And, you know what, it seems insignificant, but determining when to retire really comes down to timing! If you pull the trigger too soon, you may not have all of your ducks in a row. But, if you wait too long, you find you are not enjoying work at all, in fact; the majority of those working past age 65 say that the last year is brutal.